Annuity Prospectuses and Disclosure Statements

The Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.

Investors should consider the features of the contract and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

It is possible to lose money by investing in securities.

Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

Annuities and Life Insurance are issued by Fortitude Life Insurance & Annuity Company ("FLIAC"), located in Jersey City, NJ. Variable Annuities and Variable Life Insurance are distributed by Prudential Annuities Distributors, Inc. ("PAD"), Shelton, CT (main office). Fortitude Re has retained The Prudential Insurance Company of America ("PICA"), as an unaffiliated Third-Party Administrator. FLIAC, PAD, and PICA are each solely responsible for its own financial condition and contractual obligations.

Fortitude Re is the marketing name for FGH Parent, L.P. and its subsidiaries, including FLIAC. Each subsidiary is responsible for its own financial condition and contractual obligations.

FLIAC is not licensed to do business in New York, effective December 31, 2015, which had no impact on existing annuity contracts sold through FLIAC.

Fortitude Re and the Fortitude Re logo are service marks of Fortitude Group Holdings, LLC and its affiliates. Other proprietary Fortitude Re marks may be designated as such through the use of the SM or ® symbols.