Structured Settlements
Providing financial security and peace of mind for more than 40 years.
What can a Structured Settlement do for you?
See how structured settlements are helping real people move forward with confidence
A structured settlement can bring peace of mind, knowing you’re financially secure today and tomorrow—and that can make the path forward a lot more certain.
Hear the inspirational stories of two women who, with the financial assistance of a structured settlement, were able to overcome personal tragedy and rebuild their lives.
Send a message to your attorney to let them know you're interested in speaking with a consultant about structuring your settlement.
Discover ways to use structured settlements
Additional information
The National Structured Settlements Trade Association (NSSTA) provides industry-related information and materials.**
Footnote
*Pursuant to Paragraphs (1) or (2) of Section 104(a) of the Internal Revenue Code.
**Please note that by accessing this link, you will be directed to a website that is not owned or operated by Prudential. Prudential does not endorse this website, its sponsor, or any of the policies, activities, products, or services offered on the website or by any advertiser on the site. Please read the security and privacy policies on the third-party website closely as they may differ from Prudential’s policies. If you have any questions or concerns about the products and services offered on the third-party website, please contact the third party directly.
Structured settlement products are insurance contracts issued by The Prudential Insurance Company of America (PICA), Newark, NJ.
Prudential Structured Settlements
With a traditional structured settlement, you have the ability to:
- Customize a payment plan to meet your immediate and future needs.
- Start your payments immediately or in the future.
- Receive your payments for a fixed period or your lifetime and at the frequency (annually, semi-annually, quarterly, or monthly) you choose.
- Include a cost-of-living adjustment (COLA) to help keep pace with inflation.
Download the Prudential Structured Settlements brochure PDF opens in a new window
Secure growth potential: Prudential Income Advantage Structured Settlement®
Income Advantage is an indexed structured settlement, offering guaranteed income with secure growth potential through:
- Growth — Opportunity for market-linked gains, with growth linked to the S&P 500® during an up-front deferral period.
- Protection — 100% protection from market downturns, safeguarding the original amount and accumulated gains from all previous index terms.
- Security — Receive payments for a fixed period that you select. All payments are income tax-free* and backed by Prudential’s financial strength.
Download the Income Advantage brochure PDF opens in a new window
Income Advantage case studies
Explore real-world examples and the practical application of incorporating Income Advantage into comprehensive settlement plans.
Footnote
*Pursuant to Paragraphs (1) or (2) of Section 104(a) of the Internal Revenue Code.
**As of June 30, 2025.
Structured settlement products are insurance contracts issued by The Prudential Insurance Company of America (PICA), Newark, NJ.
The “S&P 500® Index” are products of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and have been licensed for use by The Prudential Insurance Company of America. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC, a division of S&P Global (“S&P”). The Prudential Insurance Company of America’s products are not sponsored, endorsed, sold or promoted by SPDJI, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index. It is not possible to invest directly in an index.
Helping your clients achieve optimal settlement outcomes
Prudential appreciates the vital role you, as an attorney, play in helping clients achieve financial security. Our structured settlement strategies are designed to help your clients protect their financial futures.
See the revealing results of our client survey on structured settlements.
Prudential can help you structure your fees
See how structuring your fees can help with financial stability and predictable cash flow.
Structuring attorney fees is a tax-efficient way to put the money you earn today toward the expenses you'll incur in the future. Learn more by exploring these two informative resources, our Attorney Fees brochure and video.
Download the Attorney Fees brochure PDF opens in a new window
Attorney fee case studies
As an attorney, you may benefit from these practical applications implemented with Prudential Income Advantage Indexed Structured Settlement®.
Disclaimer
*Zippia Attorney at Law Demographics and Statistics Research Summary. https://www.zippia.com/attorney-at-law-jobs/demographics Opens in a new window Accessed November 2024.
Client support resources
Prudential makes it easy for you to get the service and support you need to make the most of your structured settlement and keep your information up to date.
Questions?
Call 877-778-8118 for information about your existing structured settlement.
Disclaimer
Structured settlement products are insurance contracts issued by The Prudential Insurance Company of America (PICA), Newark, NJ.
For Compliance Use Only:104353-00008-00