Stable Value
Offering undeniable strength and stability from an industry leader, our Stable Value products have helped people protect their lifes' work for over half a century.
Top Stable Value provider for the past decade
Leadership
An industry leader in the Stable Value market, helping to provide solutions to individuals and institutions.
Experience
Insures more than $71 billion in total Stable Value assets.1
Strength
Provides guarantees through highly rated Prudential Financial companies.2
With an unwavering focus on helping clients’ meet their financial goals, Prudential has grown from industry pioneer to a leader, proudly standing as one of the nation’s top insurers1 of Stable Value assets for over 50 years.
Footnotes:
1Valerian Capital Group, Stable Value Wrap Providers, as of December 31, 2023
2Ratings as of 8/1/2024 for The Prudential Insurance Company of America, Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey. Ratings Company hierarchies: AM Best A+ rating is A+ of D; Standard & Poor’s AA- rating is AAA of D; Moody’s Aa3 rating is AAA of C; Fitch AA- rating is AAA of D. Ratings are provided for informational purposes only and are solely the opinions of the ratings agencies. Prudential Financial, Inc. does not endorse, and accepts no responsibility for, the ratings issued by the ratings agencies. Ratings may be changed, superseded or withdrawn by the rating agencies at any time. We make every effort to update our literature as soon as possible after a ratings change. Please visit www.investor.prudential.com for the most current ratings information.
Stable Value's unique combination of safety, liquidity, and yield makes it appealing to diverse markets and investors
Safety
Provide added peace of mind for participants with guarantees of both principal and accumulated earnings.
Liquidity
Allow for participant daily transactions and benefit-responsive payments.
Return
Stable Value products’ crediting rates are guaranteed not to fall below a contractual floor.
What is Stable Value?
Watch to discover how this conservative option helps to preserve savings while still generating returns.
Discover more about Stable Value from Prudential
The Stable Value Investment Association (SVIA) is a non-profit organization dedicated to educating plan sponsors and the public about the importance of saving and the contribution Stable Value can make.
Prudential is a Stable Value leader and addresses the needs of a variety of markets, including but not limited to:
Defined contribution retirement plans, such as 401(k) and 457s
Stable Value offers safety of principal, liquidity, and steady rates of return, especially as employees near or are in retirement.
Health Savings Accounts (HSAs)
As adoption rates of HSAs continues to increase, Stable Value provides the opportunity for those pretax dollars to grow tax deferred at a steady, rate of return.
529 college savings plans
Stable Value offers a return and a principal preservation option to account owners as they get closer to needing access to their funds.
Bank-owned life insurance (BOLI)
BOLI policies help protect banks from losses that might stem from the death of senior executives and offset the cost of other employee benefit programs. BOLI wraps help protect banks from market volatility of the investments inside BOLI policies.
Individual Retirement Accounts (IRAs)
Within state-run auto IRA and aggregated rollover programs, Stable Value provides IRA holders the ability to diversify their portfolios and help safeguard their wealth over the longer term.
New market opportunities
Please reach out to us an we can work with you to see how we may be able to accomodate your unique needs.
Stable Value:
See the complete picture
From college savings to retirement to diversification, Stable Value is a conservative investment option that can help people no matter where they are in life. Discover how Stable Value is designed to provide protection from market volatility and a competitive rate of return.
Meet our team
For over half a century, Prudential has been a Stable Value industry leader. Discover how we can work with your organization to create a solid foundation for the future and the difference Prudential’s Stable Value team can make.
Contacts
Laura Davies
Director, Business and Relationship Management
Senior Leadership
Lacey Lockward
Head of Stable Value
Alex Hyten
Senior Vice President,
Head of Institutional Retirement Strategies
Stable Value products are issued by The Prudential Insurance Company of America (PICA) or Pruco Life Insurance Company, each located in Newark, NJ (main office). Both are Prudential Financial Inc. (PFI) companies and each is solely responsible for its contractual and financial obligations. Guarantees are dependent on the claims-paying ability of the issuer and are subject to certain terms, conditions, and limitations.
This material is intended for informational purposes only and should not be relied on for any purpose other than for gaining general knowledge of Prudential and its Stable Value business, together with access to publications and links. Accordingly, the publication of this information should not be construed by any client and/or prospective client as Prudential’s solicitation to effect or attempt to effect transactions in securities. The information does not take into account the investment objectives or financial situation of any client or prospective clients and is not intended as investment advice and is not a recommendation about managing or investing retirement savings or other assets. Clients seeking information regarding their particular financial needs should contact a financial professional. Products not available in all states.
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