In general, you can expect to receive most of your 2025 tax year forms, starting in January 2026. We will update the tax center and this schedule with specific details as they become available. Please check back here for the full list of forms and important dates.

You can access your tax forms by logging in to your online account.

For annuity and life insurance customers:

1. Log in 
2. You'll be taken to the new Tax Center (you can also access it from the left menu by clicking "Tax Center").
3. Select the year and view and print your documents using the table below.

For retirement customers (If you are an Empower customer, visit empowermyretirement.com Opens in new window):

1. Log in 
2. Click “View Details” for the Prudential plan for your Group Annuity benefit (there may be more than one account if you have multiple Prudential products).
3. From the menu on the left-hand side, choose “eDocuments.”
   
4. “Tax Forms” are the first section: Click “View/Print Prudential Tax Forms” to access your forms. 

1. Log in
2. You'll be taken to the new Tax Center (you can also access it from the left menu by clicking "Tax Center").
3. Select the year and view and print your documents using the table below.

You may need tax forms for each if you have multiple Prudential products, such as life insurance, annuities, or retirement accounts. To ensure you receive all your documents:

1. Verify that your contact information and mailing address are up-to-date for each account. You can update these online or by contacting customer service
2. Tax forms are sent on a set schedule, which can vary by product. You can request a copy if you have not received it by the expected date. Log in to your account and go to the tax documents section to view and print your forms.
3. If you prefer paper copies, contact customer service and specify which products you need forms for. We'll send them as soon as possible.

Your form may have been sent electronically, as we are moving to digital communication to reduce paper waste. Check your email (including the spam folder) for a digital copy.

If you still need a paper copy, contact our customer service team.  We'll verify your mailing address, check the status of your form, and send a paper copy if needed. For annuity tax forms, you can also use our chatbot to request a 1099-R by mail. You’ll need to provide your Contract Number, Date of Birth, and the last four digits of your Social Security number.

Yes, you typically need a tax form for your annuity. The company managing your annuity will send you a Form 1099-R by January 31st, which reports your distributions for the year. This form is used to report income from retirement accounts, annuities, and pensions.

You may also need Form 1040 to report your annuity income on your federal tax return. The taxable portion of your annuity, shown on Form 1099-R, should be included in your gross income on Form 1040. If your annuity is part of a retirement plan (like an IRA or 401(k)), you may also need Form 5329 if you took early withdrawals before age 59½, which could incur a 10% penalty.

For state taxes, check if your state requires reporting annuity income on your state tax return.

For further help, use our chatbot to request a 1099-R by mail. You’ll need to provide your Contract Number, Date of Birth, and the last four digits of your Social Security number.

Prudential doesn't offer the option to fill out tax forms directly on our website. However, you can view and print your tax documents by logging into your Prudential account and navigating to the tax documents section.

For online tax form filing, visit the IRS website, which offers e-file options to help you prepare and submit your forms electronically.

Prudential typically mails Form 1099s by January 31st. If you haven't received yours, you can request a copy through customer service or by logging into your account, if available.

The taxable amount of an annuity is usually the difference between the total distributions and the cost basis (the amount you paid). The annuity provider typically calculates this and reports it on Form 1099-R.

For questions about your tax form, our customer service team can help with corrections or provide copies if needed. However, they cannot offer tax advice.

For tax advice, we recommend consulting a tax professional or financial advisor for personalized guidance.