FlexGuard and FlexGuard Income indexed variable annuity
Renewal Rate Sheets

Renewal Rate Help

To easily identify the set of renewal rates that are applicable to your contract, locate your Reallocation Letter. If you don’t have your Reallocation Letter to reference, you can also refer to your most recent annual statement.

Using the information on your Reallocation Letter, navigate to the appropriate product above and click on the link that applies to you. For example, you have a FlexGuard contract with an Index Effective Date of March 2, 2021, you would click on the Prudential FlexGuard contracts with Index Effective Dates in the 2021 link above. You would then confirm which rate sheet applies to your contract by comparing your Index Effective Date to the Index Effective Date range on the top right corner of the rate sheet.

Example:

As a reminder, renewal rate sheets will be posted at least two weeks prior to your Index Anniversary Date.

Disclosures

Renewal Cap Rates, Step Rates, and Participation Rates may be higher or lower than the initial rates but will never be less than the Guaranteed Minimum Rates. Spreads may be higher or lower than the initial Spreads but will never be higher than the Guaranteed Maximum Spread. Tier Levels may be higher or lower than the initial Tier Level, but will never be higher than the Guaranteed Maximum Tier Level. Subsequent rates, Spreads, and Tier Levels may differ from the rates, Spreads, and Tier Levels used for new contracts or for other contracts issued at different times. Rates and Spreads are impacted by changes in various economic factors.

Issuing companies located in Newark, NJ (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies, and each is solely responsible for its own financial condition and contractual obligations.

Investors should carefully consider the features of the contract, index strategies, and the underlying portfolios’ investment objectives, policies, management, risks, charges and expenses. The initial summary prospectus and the index strategies prospectus for the contract, and the summary prospectus or prospectus for the underlying portfolios (collectively, the “prospectuses”) contain this and other important information and can be obtained from your financial professional. Please read them carefully before investing.

It is possible to lose money by investing in securities.

This material does not take into account the investment objectives or financial situation of any client or prospective clients. It not intended as investment advice and is not a recommendation about managing or investing your retirement savings.

All products and features are not approved for use in all states or through all broker-dealers.