FlexGuard and FlexGuard Income indexed variable annuity Renewal Rate Sheets

Renewal Rate Help

To easily identify the set of renewal rates that are applicable to your contract, locate your Reallocation Letter. If you don’t have your Reallocation Letter to reference, you can also refer to your most recent annual statement.

Using the information on your Reallocation Letter, navigate to the appropriate product above and click on the link that applies to you.  You would then confirm which rate sheet applies to your contract by comparing your Index Effective Date to the Index Effective Date range on the top right corner of the rate sheet.

Example:

Disclosures

Renewal Cap Rates, Step Rates, and Participation Rates may be higher or lower than the initial rates but will never be less than the Guaranteed Minimum Rates. Tier Levels may be higher or lower than the initial Tier Level, but will never be higher than the Guaranteed Maximum Tier Level. Subsequent rates and Tier Levels may differ from the rates  and Tier Levels used for new contracts or for other contracts issued at different times. Rates are impacted by changes in various economic factors.

Investors should consider the features of the contract and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

It is possible to lose money by investing in securities.

Annuities and Life Insurance are issued by Fortitude Life Insurance & Annuity Company ("FLIAC"), located in Jersey City, NJ. Variable Annuities and Variable Life Insurance are distributed by Prudential Annuities Distributors, Inc. ("PAD"), Shelton, CT (main office). Fortitude Re has retained The Prudential Insurance Company of America ("PICA"), as an unaffiliated Third-Party Administrator. FLIAC, PAD, and PICA are each solely responsible for its own financial condition and contractual obligations.

Fortitude Re is the marketing name for FGH Parent, L.P. and its subsidiaries, including FLIAC. Each subsidiary is responsible for its own financial condition and contractual obligations.

FLIAC is not licensed to do business in New York, effective December 31, 2015, which had no impact on existing annuity contracts sold through FLIAC.

Fortitude Re and the Fortitude Re logo are service marks of Fortitude Group Holdings, LLC and its affiliates. Other proprietary Fortitude Re marks may be designated as such through the use of the SM or ® symbols.

This material does not take into account the investment objectives or financial situation of any client or prospective clients. It not intended as investment advice and is not a recommendation about managing or investing your retirement savings.

All products and features are not approved for use in all states or through all broker-dealers.