Variable Life Insurance
Please read the important disclosures at the bottom of the page.
These products and all of their features, benefits, and riders may not be available for sale in all states. Contact a financial professional for more information about these and other products.
You should consider our variable products and their underlying funds' investment objectives, risks, charges, and expenses carefully before investing. The Contracts' prospectuses and the underlying funds' prospectuses contain this and other important information. You can view/download the prospectuses from the links below. You should read them carefully before purchasing a Contract.
It is possible to lose money by investing in securities.
If you currently own one of our variable life insurance products you can sign up today for e-delivery of your fund and Contract prospectuses (as applicable).
Products Currently Available for Sale
Prudential FlexGuard® Life IVUL
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY.
Available: On or after Monday, March 17, 2025, in most states.
Contract forms: IVUL-2024 (may be followed by a state and/or other code)
PruLife® Custom Premier II
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
Available: On or after January 16, 2024, in most states.
Contract forms: VUL-2023 or ICC23-VUL (may be followed by a state and/or other code)
VUL Protector®
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
Available: On or after June 23, 2025 (Pruco Life), in most states and August 18, 2025 (Pruco Life of New Jersey), in NY.
Contract forms: ICC25-VULPR or VULPR-2025 (may be followed by a state and/or other code)
PruLife® SVUL Protector
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
Available: On or after August 16, 2021, (Pruco Life) in most states and October 18, 2021, (Pruco Life of New Jersey) in NY
Contract forms: ICC21-SVULPR or SVULPR-2021 (may be followed by a state and/or other code)
Products No Longer for Sale
Prudential FlexGuard® Life IVUL
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY.
Available: 11/2022 – 3/2025, in most states.
Contract forms: IVUL-2022 (may be followed by a state and/or other code)
PruLife® Custom Premier
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NJ & NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NJ & NY only.
Available: 3/2001 – 8/2006, in most states
Contract forms: VUL-2000 or VULU-2000 in Montana (may be followed by a state and/or other code)
PruLife® Custom Premier II
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
PruLife® Custom Premier II (2019)
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
Available: 5/2019 – 1/2024, in most states.
Contract forms: ICC18 VUL-2018 or VUL-2018 (may be followed by a state and/or other code)
PruLife® Custom Premier II (2015)
Available: 5/2015 – 5/2019, in most states
Contract forms: ICC15 VUL-2015 or VUL-2015 (may be followed by a state and/or other code)
PruLife® Custom Premier II (2014)
Available: 9/2014 – 5/2015, in most states
Contract forms: ICC14 VUL-2014 or VUL-2014 (may be followed by a state and/or other code)
PruLife® Custom Premier II
Available: 5/2004 – 9/2014, in most states
Contract forms: VUL-2004, VUL-2005, VUL-2008 or VUL-2013 (VULU-2004, VULU-2005, VULU-2008 or VULU-2013 in Montana) (may be followed by a state and/or other code)
PruLife® SVUL Protector
Issued by: Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
PruLife® SVUL Protector (2020)
Available: 7/2020 – 8/2021, (Pruco Life) in most states and 7/2020 – 10/2021, (Pruco Life of New Jersey) in NY
Contract forms: ICC20 SVULPR-2020 or SVULPR-2020 (may be followed by a state and/or other code)
PruLife® SVUL Protector
Available: 6/2017 – 7/2020, in most states
Contract forms: ICC17 SVUNLG-2017 or SVUNLG-2017 (may be followed by a state and/or other code)
PruSelectSM
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NJ & NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NJ & NY only. Electronic prospectus delivery is not available on these products.
PruSelectSMIII
Available: 9/1999 – 10/2008, in most states
Contract forms: CVUL-1999 or CVULU-1999 in Montana (may be followed by a state and/or other code)
PruSelectSMII
Available: 5/1991 – 4/2002, in most states
Contract forms: VUL-A-104 or VUL-B-104 (may be followed by a state and/or other code)
PruSelectSMI
Available: 9/1989 – 12/1991, in most states
Contract forms: CVUL-89 (may be followed by a state and/or other code)
Survivorship Preferred®
Issued by: The Prudential Insurance Company of America.
Available: 1/1996 – 9/2001, in most states
Contract forms: SVUL-95 or SVULU-95A in Montana (may be followed by a state and/or other code)
Survivorship Variable Universal Life
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NJ & NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NJ & NY only.
Available: 5/2000 – 9/2007, in most states
Contract forms: SVUL-2000 or SVULU-2000 in Montana (may be followed by a state and/or other code)
Variable Appreciable Life®
Custom VALSM
Issued by: The Prudential Insurance Company of America.
Available: 2/1989 – 12/1992, in most states
Contract forms: (may be followed by a state and/or other code): VALA-88 or VALB-88 (in NJ, VALA-97 or VALB-97 may be used)
Variable Appreciable Life®
Issued by: The Prudential Insurance Company of America
Available: 9/1988 – 11/2001, in most states
Contract forms (may be followed by a state and/or other code): VALA-88 or VALB-88 (in NJ, VALA-97 or VALB-97 may be used)
VAL 60 - Face Amounts of $100,000 or more / VAL 90 - Face Amounts less than $100,000
Variable Appreciable Life®
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NJ & NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NJ & NY only.
Available: 2/1985 – 5/1992, in most states
Contract forms VALA-84, VALA-86, VALB-84, or VALB-86 (may be followed by a state and/or other code)
PRUviderSM Variable Appreciable Life®
Issued by:Pruco Life Insurance Company (Pruco Life) in all states except NJ & NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NJ & NY only.
Available: 11/1992 – 5/1999, in most states
Contract forms VAL-DR-105 (may be followed by a state and/or other code)
Variable Universal Life
Issued by:Pruco Life Insurance Company (Pruco Life) in all states except NY and The Prudential Insurance Company of America (Prudential) in NY only.
Available: 1/1997 – 12/2001, in most states
Contract forms VUL-97 or VULU-97 in Montana (may be followed by a state and/or other code)
Variable Life Insurance
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NJ & NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NJ & NY only.
Available: 6/1983 – 12/1991, in most states
Contract forms: VL-83 (may be followed by a state and/or other code)
VUL Protector®
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
VUL Protector® (2021)
Issued by: Pruco Life Insurance Company (Pruco Life) in all states except NY and Pruco Life Insurance Company of New Jersey (Pruco Life of New Jersey) in NY only.
Available: 5/2021 – 6/2025, in most states.
Contract forms: ICC21-VULPR or VULPR-2021 (may be followed by a state and/or other code)
VUL Protector® (2018)
Available: 9/2018 – 5/2021, in most states
Contract forms: ICC18 VULPR-2018, VULPR-2018 or VULPR-2018-NYA in NY (may be followed by a state and/or other code)
VUL Protector® (2015)
Available: 5/2015 – 9/2018, in most states
Contract forms ICC15 VULNLG-2015 or VULNLG-2015 (may be followed by a state and/or other code)
VUL Protector® (2014)
Available: 5/2014 – 5/2015, in most states
Contract forms ICC14 VULNLG-2014 or VULNLG-2014 (may be followed by a state and/or other code)
VUL Protector®
Available: 7/2009 – 5/2014, in most states
Contract forms VULNT-2009 (may be followed by a state and/or other code)
XBRL
Our policies contain exclusions, limitations, reductions in benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details.
Asset allocation won’t guarantee a profit or ensure against a loss, but may help reduce volatility in your portfolio.
Diversification cannot eliminate the risk of investment losses.
All guarantees are based on the claims-paying ability of the issuing insurance company and do not apply to the underlying investment options.
The variable life prospectus, fund prospectuses, and applicable supplements set forth concise information an investor should know about the variable life insurance contract and the funds offered in these products. Investors are encouraged to read and retain the prospectuses for future reference. A prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, or purchase, or sale would be unlawful under the securities laws of such jurisdiction.
The Securities and Exchange Commission (SEC) maintains a Web site that contains complete registration statement, material incorporated by reference, and other information regarding registrants that file with the Commission.
Variable life insurance products are issued by Pruco Life Insurance Company, Pruco Life Insurance Company of New Jersey, and The Prudential Insurance Company of America and offered through Pruco Securities, LLC. All are Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations.
The Prudential Insurance Company of America – NAIC 68241; Pruco Life Insurance Company – NAIC 79227; Pruco Life Insurance Company of New Jersey – NAIC 97195; CA COA Prudential 1179.
To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases a securities product such as a variable life insurance policy or assumes ownership of an existing variable policy. What this means to you: We will ask for your name, address, date of birth, and other information that will allow us to identify you and we may use various commercially available databases to verify the information provided. We may also ask to see your driver's license or other identifying documents. This request for information and verification process will take place either when we open your account or when we are notified that ownership of an existing account is being transferred to you.
For Compliance Use Only:1007716-00019-00